Buy Now Pay Later Cell Phones | Cell Phone Financing | Visible

Finance it as low as 0% APR

New devices can be expensive. So we partner with Affirm to help make them more affordable.

Shop devices with Affirm

Low monthly payments.  No gimmicks or hidden fees.

Pick a phone, watch or both to fit your budget. Get APR financing through our deal with Affirm (you may need to make a down payment). Pay off the loan and it’s yours! For example, buy a $504 phone and own it free and clear after 36 payments of $14/mo (plus taxes and fees).

Pick a phone

As a first step, we’ll make sure it’s eligible for the trial.

Your data’s secure

We connect you directly to Affirm, so we help you keep your personal information safe and secure.

Protect your phone

Consider adding Visible Protect coverage to guard against accidents while you pay off your loan.

Pay it off & move on

Make the last payment and own your device outright. Or upgrade to the next model after you pay half.

Getting your financing is easy

1 Pick your phone
Shop for your new phone or watch on our site and select finance with Affirm as your payment option.

2 Add it to your bag
Add your phone or watch to your bag and review your order in your Visible shopping cart.

3 Get your financing with Affirm
Login to Affirm to qualify, secure your loan, pick your payment schedule and confirm your loan.

4 Check out here
Come back to Visible and check out. You’ll get instructions from Affirm about your first payment.

Pay it off fast or in smaller payments

Sign up for Affirm Pay in 4 and make four interest-free biweekly payments.

Pick from the latest & greatest phones   with Affirm financing

iPhone 16 Pro

As low as $27.75/mo, for 36 months at 0% APR.

[Prequalify with

Full price: $999

Learn more

Coming Soon

Samsung Galaxy S26 Ultra

As low as $36.08/mo, for 36 months at 0% APR.

[Prequalify with

Full price: $1299

Learn more

Google Pixel 10 Pro XL

As low as $33.31/mo, for 36 months at 0% APR.

[Prequalify with

Full price: $1199

Learn more

Shop all phones

Frequently asked

How do I pay for my Visible device through Affirm?
Create an account through the Affirm app or on affirm.com. In Visible’s checkout, you will be prompted to log into your Affirm account and select your payment schedule. Already have an Affirm account? Great! You can always log into your existing account.

Where can I see my Affirm loan information?
Log into your Affirm account through the app or on affirm.com

Where do I make my monthly payments?
Log into your Affirm account through the app or on affirm.com

What if I want a new phone before I’ve made all my payments?
New or current members automatically become eligible for the Upgrade program by purchasing a device from Visible and financing it through Affirm. Once you’ve paid off 50% of that device, we’ll email you to let you know that you’re eligible to upgrade to a new one if you desire.

How do I set up autopay for my monthly service?

  1. Sign in to your Visible account.
  2. From the dropdown menu under your Account Name, select Account.
  3. Set Autopay my monthly membership fee to your preference.

How do I set up autopay for my Affirm loan?
Follow the up-to-date instructions from Affirm here.

The finest thing about our fine print is it doesn’t keep secrets

Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

We’ll pay off half, so you can upgrade sooner

Buy any eligible phone with financing from Affirm and we’ll pay off up to the last 50% of it when you upgrade to the next model. Pretty nice.

Learn more